Maryam Batubara, PhD, holds a Bachelor’s degree in Arabic language, from the State Islamic Institute (IAIN) Imam Bonjol Padang, West Sumatra, Indonesia, a Master of Islamic economics from the IAIN Sumatera Utara, and a PhD in Islamic economics from the Omdurman Islamic University, Sudan. She is currently a lecturer at the State Islamic University of North Sumatra, Medan. Her expertise extends beyond written contributions, as evidenced by numerous published articles in both local and international journals. She has actively presented papers at conferences in Islamic social finance, Shari’ah, and Islamic banking and finance. Notably, her research interests centre around Islamic banking and finance, Islamic banking products and Islamic social finance.
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